Safety
Is HandlePay safe?
HandlePay is self-custodial. Only you can move your money, and HandlePay can't freeze it or move it for you. Here's how that works.

In your name.
Held in dollars.
Withdraw to PKR
when you choose.
- ACH
- SWIFT
- Free @handle to @handle

Is HandlePay safe to use?
Updated
Yes. HandlePay is self-custodial, so only you can move your money, and HandlePay can never freeze it, move it or take it. You sign in with a passkey instead of a password, your account is verified once with your CNIC or passport and a selfie, and regulated financial services are delivered by licensed partners.
How it works
What keeps your money yours
Only you can move it
Every payment and cash-out is approved with your passkey on your phone. HandlePay can't approve one for you.
No freezes
HandlePay can never freeze your account, hold back a withdrawal or move your money.
Passkey sign-in
You sign in with your phone's face or fingerprint unlock. There's no password to steal or reuse.
Checked once, in your name
A one-time identity check with your CNIC or passport and a selfie puts the account in your own name.
Licensed partners
HandlePay is software. Regulated financial services are delivered by licensed third-party partners.
Who runs it
HandlePay is a product of HandlePay Holdings Ltd, a company registered in the British Virgin Islands.
Lost your phone?
How you get back into your account
Install HandlePay
Download HandlePay on your new phone from the App Store or Google Play.
Enter your email
Use the email address on your HandlePay account.
Confirm with your passkey
Confirm it is you with your passkey, the same way you sign in.
Carry on
Your account and your money are where you left them.
Watch out for lookalike names
HandlePay is handlepay.io. It is not HandlPay or the HANDL token, which are different companies. HandlePay has no token.
Free for your first year
Claim your USD account for free
US account details in your own name, ready in a few minutes. Your first year is free, then $25 a year.
ACH details for clients in the US
SWIFT details for clients worldwide
Receive up to $1M per payment
Ready in a few minutes
FAQ
Questions people ask
Can HandlePay freeze my account?

No. HandlePay is self-custodial, so only you can move your money. HandlePay can't freeze it, move it or hold back a withdrawal.
Who can move the money in my account?

Only you. Every payment and cash-out is approved with your passkey on your phone. HandlePay can't approve one for you.
What do I need to verify my identity?

Your CNIC (front and back) or your passport, and a selfie. You do it once, in the app.
What happens to my money if HandlePay shuts down?

HandlePay doesn't hold your money. It stays under your control, and only you can move it.
Is HandlePay a bank?

No. HandlePay is a non-custodial financial software provider. Regulated financial services are delivered by licensed third-party partners.
Is HandlePay the same as HandlPay or HANDL?

No. HandlPay and the HANDL token are different companies. HandlePay is handlepay.io and has no token.
Keep reading
HandlePay
is live
Get US dollar account details in your own name in a few minutes. Download the app to start receiving USD.

