Live rate
USD to PKR rate today
Today's US dollar to Pakistani rupee rate, what each of the three dollar rates means, and how to check you're getting a fair one.
Mid-market rate
Mid-market rate on 13 Nov 2026: 1 USD = 276.62 PKR (ExchangeRate-API)
What is the USD to PKR rate today?
Updated
There are three dollar rates in Pakistan. The Google rate is the mid-market rate, the SBP interbank rate is what banks trade at with each other, and the open market rate is the cash rate at exchange companies. Banks and payout apps usually pay you less than the Google rate, and the gap is their margin. HandlePay cashes you out at the Google rate, with a 0.5% fee.
Three rates
Why there is more than one dollar rate
Google rate
The mid-market rate: the midpoint between what banks pay and charge for dollars worldwide. It's the rate Google shows, and the rate HandlePay cashes you out at.
Interbank rate
The rate Pakistani banks trade dollars at with each other. The State Bank of Pakistan publishes it every working day.
Source 1
Open market rate
The cash rate at exchange companies. It is usually a little higher than interbank when you buy dollars.
Quick conversions
US dollars to rupees at today's mid-market rate
| US dollars | Pakistani rupees | At 1% below the mid-market rate |
|---|---|---|
| $1 | ||
| $10 | ||
| $100 | ||
| $500 | ||
| $1,000 |
Every value here comes from the live mid-market rate.
Before you convert
How to check you are getting a fair rate
Look up the Google rate
Check today's Google rate at the top of this page.
Note your quote
Write down the exact rate your app offers before you confirm.
Work out the gap
Divide your rate by the Google rate. 274 against 277 is about 1% lost.
Add the fees
Fee plus rate gap is your real cost. Compare that, not the fee alone.
Free for your first year
Convert only when the rate suits you
Keep your income in dollars and cash out to any Pakistani bank at the Google rate, whenever you choose.
Cash out at the Google rate- 0.5% fee, no cash-out limit
- Lands in your bank within minutes
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FAQ
Questions people ask
What rate does HandlePay give when I cash out?
The Google rate, with a 0.5% fee on each cash-out and no daily or monthly limit. The rupees land in your Pakistani bank within minutes.
What is the difference between the interbank and open market rate?
Interbank is the rate banks trade at with each other, published by the State Bank of Pakistan. The open market rate is the cash rate at exchange companies. It is usually a few rupees higher when you buy dollars.
Why do I get fewer rupees than the Google rate?
Google shows a mid-market rate that nobody sells at. Your bank or app converts at a lower rate and keeps the difference, sometimes on top of a fee. Our guide works through it on $100.
Is the dollar going up or down against the rupee?
We don't forecast rates. Holding your income in dollars means you choose when to convert, instead of taking whatever rate applies the day a payment lands.
Keep reading
Sources
- State Bank of Pakistan, M2M revaluation rate, checked 11 Nov 2026
HandlePay
is live
Get US dollar account details in your own name in a few minutes. Download the app to start receiving USD.
